Acceptance of Terms
By accessing or using the website and services of SPARE PAYMENTS LLC ("we," "us," or "our"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services.
Description of Services
SPARE PAYMENTS LLC provides financial services including working capital solutions, business funding programs, and revenue-based financing. Our services are designed to assist businesses in obtaining the capital they need to operate and grow. All services are subject to approval and the terms of any applicable agreements.
Eligibility
To use our services, you must be at least 18 years of age and have the legal authority to enter into binding agreements. By using our services, you represent and warrant that you meet these requirements.
Use of Website
You agree to use our website only for lawful purposes and in a manner that does not infringe upon or restrict the use and enjoyment of the website by others. You may not:
- Use the website in any way that violates applicable laws or regulations
- Attempt to gain unauthorized access to any part of the website or its systems
- Use the website to transmit harmful, offensive, or illegal content
- Interfere with or disrupt the operation of the website
Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of SPARE PAYMENTS LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
Disclaimer of Warranties
Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components. We make no guarantees regarding the approval or availability of any financial product or service.
Limitation of Liability
To the fullest extent permitted by law, SPARE PAYMENTS LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, regardless of the cause of action or theory of liability.
Indemnification
You agree to indemnify, defend, and hold harmless SPARE PAYMENTS LLC, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or related to your use of our website or services, your violation of these Terms, or your infringement of any rights of another party.
SMS Terms & Conditions
By providing your mobile phone number and opting in, you agree to receive SMS text messages from SPARE PAYMENTS LLC, including messages sent using an automatic telephone dialing system, for customer care, informational, account-related, and promotional or marketing purposes. Message frequency may vary based on your interactions with us. Message and data rates may apply.
You may opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us at dontra@sparepayment.com. Consent to receive SMS messages is not required as a condition of purchase. We reserve the right to modify or discontinue SMS messaging at any time.
Third-Party Links
Our website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites. You access third-party sites at your own risk.
Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in the State of Delaware.
Changes to These Terms
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to this page. Your continued use of our website after any changes constitutes your acceptance of the updated terms. We encourage you to review these terms periodically.
Contact Us
If you have any questions about these Terms and Conditions, please contact us:
SPARE PAYMENTS LLC
16192 Coastal Highway, Lewes, DE 19958
Email: dontra@sparepayment.com